Auto Insurance in Texas

Coverage that keeps you moving—wherever the road leads.

Drive with Confidence, Insure with Stieber

Your vehicle is part of your daily life—and your insurance should be just as reliable. At Stieber Insurance Group, we provide personalized auto insurance for Texans who want strong protection, local service, and a team that knows how to keep things moving. From standard cars to classic cruisers, we’re here to help you drive with peace of mind.


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What’s Covered by Auto Insurance?


Whether you’re on the road every day or keeping your classic car under wraps, our policies can be tailored to your driving style and vehicle type.

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Liability Coverage

Covers injury or property damage you may cause to others in an accident. Required by Texas law and essential for protecting your assets.

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Collision Coverage

Helps pay for repairs to your vehicle after an accident, regardless of who was at fault.

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Comprehensive Coverage

Protects against non-collision events like theft, hail, vandalism, or hitting a deer.

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Uninsured/Underinsured Motorist

Covers you when the other driver doesn’t have enough (or any) insurance. Especially important in Texas, where coverage gaps are common.

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Medical Payments / PIP

Helps with medical expenses for you and your passengers after an accident, regardless of fault.

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Classic Car Insurance

Specialized policies for vintage and collectible vehicles. Agreed value coverage, mileage limits, and storage options designed for car lovers.

Auto Insurance FAQs

  • Q1: Is auto insurance required in Texas?

    Yes. Texas law requires drivers to carry minimum liability coverage. But for full protection, most drivers choose more than the minimum.

  • Q2: What’s the difference between collision and comprehensive coverage?

    Collision covers accidents with other vehicles or objects. Comprehensive covers other losses—like weather damage, theft, or fire.

  • Do I need uninsured motorist coverage?

    We strongly recommend it. Many Texas drivers are underinsured or uninsured, and this coverage helps protect you when they can’t.

  • Q4: Can I insure my classic car with my standard policy?

    It’s better not to. Classic cars deserve specialized coverage that reflects their unique value and use.

  • Q5: How are auto rates determined?

    Factors include your driving record, location, vehicle type, and coverage choices. We’ll help you get the best rate for your needs.

  • Q6: Can I bundle my auto policy with home or renters insurance?

    Absolutely. Bundling often leads to discounts—and makes managing your policies easier.

Let’s Hit the Road—Safely Covered

Whether you’re commuting daily, road-tripping through Texas, or preserving a classic, we’ll help you stay protected with the right auto policy.



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