Small Business Health Insurance For Fulshear
The Benefits Of Exceptional Sevice & Affordable Rates On Group Health Insurance For Small Businesses Through Stieber Insurance Group
As a small business owner in Texas, you know how important it is to keep your employees happy and healthy. Unfortunately, daily tasks are often so demanding that you do not have the time to make sure your employees are getting the best health insurance benefits possible. Stieber Insurance Group takes the hassle out of managing the company health insurance policy, from start to finish.
By working with a local Fulshear small business health insurance group like Stieber Insurance, your employees receive the personal hands-on help they need to successfully manage their health insurance benefits. And you get a chance to take care of what really matters, your business. At Stieber Insurance, we do the legwork and shopping around until we find an affordable policy perfectly fitting to the needs of your team. We also become the point of contact for any questions your employees may have about their coverage. Even before calling the insurance carrier, they can call Stieber Insurance to better understand their health plan and learn how to utilize it for optimal benefits. In the long run, small business health insurance can be beneficial for your business by:
- Reducing costs and enhancing your company’s competitive edge
- Experiencing greater retention of your best people
- Attracting and retaining high-quality employees
- Reducing hiring and training costs
- Improving workflow for business owners and HR representatives
Does My Business Qualify For Small Business Health Insurance?
All small businesses with 4 to 50 employees are eligible for small business health insurance. No matter what industry your business represents, Stieber Insurance can provide you with a quality health insurance plan. Our group proudly provides health insurance solutions for:
- Lawyers & Law Firms
- Accountants, CPAs & Bankers
- Service Industry Workers Such as Plumbers, HVAC, Electricians, Home Repairmen, Receptionists
- Construction Workers, Gardeners, Maintenance Men
- Chiropractor, Doctors, Nurses, Health Care Professionals & Other in The Health Feild Sector
- Many Other Industries
Stieber Insurance Group covers all industries, with every type of business health insurance, to help keep you and your employees protected from a wide range of incidents. From fires and hurricanes to cyber-attacks and employee accidents, we’ve got you covered!
Offering A Variety Of Health Plan Options Throughout Texas
No matter what type of health insurance your business needs, Stieber Insurance can find you the most appropriate plan at an affordable price. Before you purchase or renew your business's group health insurance, call Stieber Insurance to assess your employee’s health insurance needs. We can help you plan their policy, with coverages including:
- General Liability Insurance
- Workers Compensation Insurance
- Group Health Plans
- Group Dental Plans
- Group Vision Plans
- Group Life Insurance
- Group Long Term Disability
- Group Short Term Disability
- Group Long Term Care
Self-Funded Healthcare Plans For Small Businesses In Texas
Large companies commonly use self-funding to control benefit costs. Now, small businesses can also take advantage of self-funding with self-funded healthcare plans for small businesses. These self-funded health plans are similar to the healthcare plans offered by larger companies. Monthly payments are made based on the health trends of your employees. When healthcare costs are lower than expected, your small business gets back a percentage of the premium funds. If healthcare costs are higher than anticipated, your business is protected with stop-loss insurance. Self-funded healthcare plans are generally not subject to state mandates, saving you additional money that would be spent on taxes and fees.
What Are The Benefits Of Self-Funded Health Plans?
The benefits of a self-funded health plan may include:
- Save on taxes & fees
- Enjoy more flexible benefit designs
- Streamline workflow with healthcare tracking and reporting
- Financial protection
- Opportunity to get money back
As the owner of a small business in Texas, you could save up to 25% on the upfront cost of premiums for healthcare plans. Traditional plans charge small businesses a fixed premium but self-funded plans are underwritten with premiums based on the estimated health care claims of your employees. If healthcare costs are less than estimated, you get a percentage of the surplus. With the opportunity to get premium money back with the surplus sharing benefit, long-term savings are also possible.
Self-Funded Healthcare Plans Through Stieber Insurance Group
Stieber Insurance Group can help you find the right self-funded health plan for your small business at an affordable cost. For the health of your employees and the health of your business's bottom line, talk to Stieber Insurance about a self-funded health plan by calling (281) 341-7141 or by filling out the quote form on our contact us page.
Your employees are your greatest investment. And health insurance is a critical factor in retaining and recruiting employees for your small business, as well as maintaining productivity and employee satisfaction!
For A Free Quote On Small Business Health Insurance Call Stieber Insurance Group
Our health insurance plans can help you save money on health care costs and keep your employees informed, healthy, and happy. Healthier employees mean a healthier bottom line for employers. Our plans are also easy and efficient to manage, so you can focus on what you do best – running your business.
If you are ready to start a relationship with a group health insurance agency that offers exceptional service and affordable rates, contact Stieber Insurance Group at (281) 341-7141. If you represent a small business with 1-50 employees and are looking for a health insurance plan to add to employee benefits, don't settle working with an agent that only offers coverage. Stieber Insurance Group not only offers quality small business health insurance plans but also affordable rates, exceptional service, and dedicated assistance for employees and employers in best-utilizing benefits. Stieber Insurance Group is the all-in-one solution for small business group health insurance in Texas and beyond. We look forward to working with you!