Commercial Auto Insurance in Texas

Coverage that keeps your business on the road.

Protect Your Fleet, Your Drivers, and Your Business

Whether you operate one company car or a full fleet of trucks, your vehicles are essential to your business. At Stieber Insurance Group, we provide commercial auto insurance built to handle the risks of the road—so you can focus on running your business with confidence. From delivery vans to contractor trucks, we’ll help you stay protected and compliant.



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What Does Commercial Auto Insurance Cover?


Commercial auto insurance goes beyond a personal policy to cover the unique risks of business vehicle use.

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Liability Coverage

Required by law, this covers property damage and bodily injury your drivers may cause while operating a company vehicle.

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Collision Coverage

Pays to repair or replace your business vehicles after an accident, regardless of who is at fault.

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Comprehensive Coverage

Covers non-collision losses such as theft, vandalism, hail, or falling objects—especially important for vehicles stored outdoors.

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Uninsured/Underinsured Motorist

Protects your business if one of your drivers is involved in an accident with someone who lacks adequate insurance.

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Medical Payments Coverage

Covers medical expenses for your employees or passengers after an accident.

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Hired and Non-Owned Auto

Covers vehicles your business rents, leases, or those personally owned by employees but used for work purposes.

Commercial Auto Insurance FAQs

  • Q1: Is commercial auto insurance required in Texas?

    Yes, if your business owns or operates vehicles, Texas law requires you to carry liability coverage at minimum.

  • Q2: How is commercial auto different from personal auto insurance?

    It includes broader liability protections, higher limits, and coverage for business uses not allowed under personal policies.

  • Q3: What types of vehicles can be covered?

    We insure cars, pickups, box trucks, vans, service vehicles, food trucks, and more.

  • Q4: What if my employees use personal vehicles for work?

    You’ll need non-owned auto liability coverage to protect your business in case of an accident.

  • Q5: Can I cover multiple vehicles under one policy?

    Yes—fleet policies allow you to insure all business vehicles under a single, streamlined plan.

  • Q6: Can I bundle commercial auto with other business insurance?

    Absolutely. We’ll help you build a package that includes general liability, property, and more to simplify your protection.

Let’s Keep Your Business Moving Forward

You’ve got places to go—and we’ll help you get there with reliable, affordable coverage designed for Texas businesses.



Get a Commercial Auto Insurance Quote Today

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