Small Business Health Insurance in Texas

Affordable coverage for your team—and peace of mind for you.

Health Benefits That Help You Grow

Offering health insurance isn’t just a smart way to attract and retain employees—it’s a commitment to the people who help your business thrive. At Stieber Insurance Group, we make it easy for Texas small business owners to build group health plans that work for your team, your goals, and your budget. Whether you’ve got two employees or twenty, we’ll help you find flexible, cost-effective coverage with trusted support along the way.

Request a quote for your group health plan today.

What Does Small Business Health Insurance Cover?


We’ll help you build a benefits package that includes essential health services for your employees and their families.

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Medical Coverage

Access to doctor visits, emergency care, hospital stays, and preventive services for your employees.

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Prescription Drug Benefits

Plans include pharmacy coverage to help with routine medications and specialty prescriptions.

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Dental and Vision Options

Group dental and vision plans can be added to enhance your benefits package and boost employee satisfaction.

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Mental Health Support

Many plans include therapy, counseling, and other behavioral health resources—an increasingly valued benefit.

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Custom Contribution Options

You control how much your business contributes toward premiums, with flexible structures that fit your budget.

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Dependents and Family Coverage

Let your employees extend coverage to their spouse and children with shared or individual deductible options.

Small Business Health Insurance FAQs

  • Q1: Am I required to offer health insurance?

    Determining the right amount of coverage depends on your home’s value, location, and specific needs. Our team of local homeowner insurance experts in Texas will walk you through an evaluation to ensure your home and belongings are fully protected. We’ll also help you understand coverage options, like replacement cost and additional liability, so you can make informed decisions.

  • Q2: What’s the minimum number of employees needed?

    If you qualify based on income, yes. We’ll help you determine eligibility and apply correctly.

  • Q3: How much do I have to pay toward premiums?

    Certain life events—like moving, losing coverage, or having a baby—trigger a Special Enrollment Period. We’ll guide you through it.

  • Q4: Can employees choose different plans?

    Yes—and doing so often unlocks valuable discounts. Ask us about bundling to save on both policies.

  • Q5: What if my team includes part-time or seasonal workers?

    High-value items often need scheduled personal property coverage. We’ll help you make sure those items are fully protected.

  • Q6: Can I offer health benefits without breaking the bank?

    Absolutely. We’ll show you options that scale with your business and make it easy to offer great coverage without overcommitting.

Give Your Team a Benefit That Matters

A healthy team is a stronger team. Let’s make it easy to offer health benefits your employees will appreciate—and you can afford.

Request a Small Business Health Insurance Quote