Farm & Ranch Insurance in Texas

Coverage for the land, the legacy, and the livelihood.

Protecting What You’ve Built—From Soil to Saddle

Your farm or ranch isn’t just your property—it’s your way of life. From livestock and equipment to barns, crops, and the home you live in, Stieber Insurance Group understands what it takes to protect rural Texas operations. Our farm and ranch insurance policies are tailored to your acreage, your assets, and your risk—so you can focus on growing, raising, and running your operation with peace of mind.


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What Does Farm & Ranch Insurance Cover?


We offer flexible, comprehensive protection for both small family farms and large commercial operations.

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Farm Property Coverage

Protects your home, barns, silos, fencing, storage buildings, and other structures on your property from fire, storms, theft, and more.

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Farm Personal Property

Covers machinery, tractors, tools, feed, seed, harvested crops, and other moveable assets used in your operation.

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Livestock Coverage

Provides protection for cattle, horses, goats, poultry, and more—whether they’re on pasture, in transit, or at auction.

A hand is holding a dollar sign with arrows pointing up.

Liability Protection

Covers injury or property damage claims if someone is hurt on your property or by your equipment or animals.

A black and white drawing of a truck with a fence on the back.

Farm Auto Coverage

Covers farm-use vehicles and trailers, often with more flexibility and lower premiums than standard commercial auto.

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Loss of Income / Business Interruption

Protects your revenue if a covered loss interrupts your farming or ranching operation.

Farm & Ranch Insurance FAQs

  • Q1: Is farm insurance the same as homeowners insurance?

    Not quite. Standard homeowners policies don’t cover most farming-related structures, equipment, or liability. Farm insurance covers both your home and your operation.

  • Q2: Do I need livestock insurance if I only raise a few animals?

    It depends on their value and your risk tolerance. Even hobby farms can benefit from coverage for injury, disease, or theft.

  • Q3: What if I lease some of my land or equipment?

    We can customize coverage to match your ownership structure, including leased land or shared use agreements.

  • Q4: Does this cover crop insurance too?

    Crop insurance is handled through federal programs. We’ll help you understand what’s available and how to supplement it privately if needed.

  • Q5: Can I bundle my personal and farm coverage?

    Yes—many clients combine their home, auto, umbrella, and farm policies for streamlined protection and savings.

  • Q6: What if I run an agritourism or side business on my farm?

    Great question. We’ll customize liability coverage to include farm stays, pumpkin patches, events, or roadside stands.

Texas Strong, Land Proud

Your land, your animals, your family—everything deserves to be covered the right way. Let’s build a farm or ranch policy that protects what you’ve worked hard to grow.


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