Individual & Family Health Insurance in Texas

Simple plans. Real coverage. Trusted local help.

Coverage That Works for Your Life

Whether you're self-employed, between jobs, or just looking for a better fit, finding the right health plan matters. At Stieber Insurance Group, we help individuals and families across Texas choose affordable, flexible coverage—without the confusion. From routine checkups to unexpected emergencies, we’ll help you get the care you need with support you can trust.

Start your health insurance quote today.

What Does Individual & Family Health Insurance Cover?


We work with top-rated carriers to help you access comprehensive health plans through the Marketplace or private options.

blood pressure monito

Preventive Care

Covers annual checkups, screenings, and vaccinations to keep you and your family healthy.

A group of people with a cross in the middle.

Doctor Visits & Specialist Care

Includes office visits, mental health services, pediatric care, and more—depending on the plan.

A black and white icon of a prescription.

Prescription Drug Coverage

Get help paying for medications, with different tiers and formularies available.

A black and white icon of an ambulance with a cross on the side.

Emergency Services

Protection when you need it most, including ER visits and ambulance transportation.

A black and white drawing of a hospital building with a cross on top.

Hospitalization

Covers surgeries, hospital stays, and inpatient treatments based on your selected benefits.

A black and white drawing of a heart with a baby inside of it.

Maternity & Pediatric Care

Plans include maternity coverage and care for children—including dental and vision for kids under 19 in Marketplace plans.

Health Insurance FAQs

  • Q1: Do I have to go through the Marketplace?

    Determining the right amount of coverage depends on your home’s value, location, and specific needs. Our team of local homeowner insurance experts in Texas will walk you through an evaluation to ensure your home and belongings are fully protected. We’ll also help you understand coverage options, like replacement cost and additional liability, so you can make informed decisions.

  • Q2: Can I get a subsidy or tax credit?

    If you qualify based on income, yes. We’ll help you determine eligibility and apply correctly.

  • Q3: What if I miss the enrollment period?

    Certain life events—like moving, losing coverage, or having a baby—trigger a Special Enrollment Period. We’ll guide you through it.

  • Q4: Are pre-existing conditions covered?

    Yes—and doing so often unlocks valuable discounts. Ask us about bundling to save on both policies.

  • Q5: Can I add dental or vision?

    High-value items often need scheduled personal property coverage. We’ll help you make sure those items are fully protected.

  • Q6: Can I enroll for my whole family under one plan?

    Yes. You can include spouses, children, or dependents in a single policy with shared or customized benefits.

Personalized Health Plans, Local Help

Skip the guesswork. We’ll walk you through your options, explain the fine print, and help you choose a plan that fits your health and your wallet.

Get a Free Individual or Family Health Insurance Quote