Motorcycle Insurance in Texas

Coverage that rides with you.

Protection for the Open Road

Riding a motorcycle brings freedom—but it also comes with unique risks. At Stieber Insurance Group, we help Texas riders protect themselves, their bikes, and their journey with motorcycle insurance that’s clear, customizable, and built for the way you ride. Whether you cruise, commute, or collect, we’ve got a policy that fits.


Get a free motorcycle insurance quote and ride safer today.

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What’s Covered by Motorcycle Insurance?


Motorcycle insurance includes core protections—and options to tailor coverage based on your bike, how often you ride, and how far you go.

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Liability Coverage

Covers damage or injuries you may cause to others. Required by Texas law for all riders.

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Collision Coverage

Helps pay to repair or replace your motorcycle if it’s damaged in a collision—regardless of who’s at fault.

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Comprehensive Coverage

Covers non-collision events like theft, vandalism, hail, or fire. Especially valuable for bikes kept outdoors or stored seasonally.

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Uninsured/Underinsured Motorist

Protects you if another driver causes an accident and doesn’t have enough (or any) insurance.

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Medical Payments Coverage

Helps with medical bills after a crash—for both you and any passenger.

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Custom Parts & Equipment Coverage

Covers aftermarket upgrades like chrome, fairings, saddlebags, and custom paint—because your ride is more than stock.

Motorcycle Insurance FAQs

  • Q1: Is motorcycle insurance required in Texas?

    Yes—liability coverage is required by law. Additional coverages are optional but highly recommended for full protection.

  • Q2: Does auto insurance cover motorcycles?

    No. Motorcycles require their own dedicated policy. Auto policies do not extend to bikes.

  • Q3: What if I only ride part of the year?

    We can tailor a policy to your seasonal use or discuss lay-up options that maintain protection while your bike’s stored.

  • Q4: Can I insure a custom or vintage motorcycle?

    Absolutely. We offer coverage for a wide range of bikes, including vintage, customized, and high-performance models.

  • Q5: Are passengers covered under motorcycle insurance?

    Passenger liability is often included, but not always. We’ll review your policy to ensure full coverage for your ride.

  • Q6: Can I bundle motorcycle insurance with other policies?

    Yes—many clients bundle with auto or homeowners to save money and streamline their coverage.

Hit the Road with Confidence

You ride smart. Make sure your coverage is, too. Let’s build a policy that protects you from the unexpected—so you can focus on the ride.


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