While having a solid emergency plan is essential, your next priority should be reinforcing the structure you call home. A hurricane doesn't just test your planning—it tests your walls, your windows, and your roof. Fortunately, small upgrades made today can mean big savings (and safety) tomorrow. Here's how to fortify your home against hurricane damage, the smart way.

Start at the Top: Roof Reinforcement

Your roof is your home’s first line of defense against hurricane winds—and also its most vulnerable.

• Inspect and secure roof sheathing (the boards or panels under the roof surface)
• Install hurricane straps or clips to strengthen the roof-to-wall connection
• Seal roof decking gaps with tape or sealant to prevent water intrusion
• Upgrade to impact-rated or Class 4 shingles, especially if re-roofing soon

Tip: According to IBHS, strengthening your roof system with enhanced connections and waterproofing reduces the risk of structural failure dramatically.

Windows, Doors & Garage Protection

Hurricane winds pressurize your home—and windows and doors are the weak points that can burst first.

• Install impact-resistant windows or shutters to prevent shattering
• Upgrade doors with at least three hinges and a deadbolt lock
• Reinforce garage doors, especially double-wide models, with horizontal bracing or a retrofit kit

If a garage door fails, wind can rush in and lift the roof off. It’s one of the most common storm failures.

Secure Loose Outdoor Items

Patio furniture, grills, trash bins, and lawn decorations can become dangerous projectiles.

• Anchor anything that can’t be brought inside
• Secure sheds, fencing, and outdoor units (like A/C) with straps or bolts
• Trim trees and branches that hang near the house or power lines

Seal the Cracks, Gaps & Soffits

Water intrusion during hurricanes causes enormous damage—often long after the storm is over.

• Seal around doors, windows, vents, and pipes
• Caulk roof edges and flashing areas
• Ensure soffits (the underside of roof overhangs) are properly secured and vented

Water damage often occurs through the smallest gaps. Prevent mold, rot, and electrical hazards with good sealing habits.

Invest in a Backup Generator

Power outages are almost guaranteed during major storms. A backup generator can keep essentials running—and prevent losses like spoiled food or frozen medications.

• Choose a portable or whole-house model, depending on your needs
• Install and operate safely outdoors, away from windows and vents
• Test regularly and keep fuel ready (or ensure propane/natural gas access)

Optional: Upgrade with Code-Plus Practices

If you're planning renovations or rebuilding, consider “Code-Plus” recommendations from IBHS:

• Stronger roofing materials
• Improved wall-to-roof connectors
• Elevated foundations for flood-prone zones
• Proper anchoring of exterior structures

These upgrades not only offer better protection but may qualify you for insurance discounts.